Track roommate accounts
Rent, groceries, utilities, cleaning: every expense logged, each balance adjusted. No more spreadsheet maintenance, no more "I already paid that" arguments.
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YouTim Service
"Who owes whom?"
Answered automatically.
Expense splitting built for groups: log who paid, YouTim calculates the repayments. Multi-currency, free.
Expense splitting that saves time
One expense, one payer, beneficiaries: everyone's balance updates in real time.
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Auto balances
Each expense updates every member's balance. No more hand calculations.
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Flexible splitting
Equal shares, custom percentages, member exclusion: fully configurable.
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Optimal repayments
YouTim proposes the minimum set of transfers to settle the group.
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Multi-currency
Euro, US dollar, British pound and Swiss franc.
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Connected chat
Question about an expense? Discuss it in the same group's chat.
YouTim Budget vs. Tricount & Splitwise
A European, private alternative to US expense-splitting apps.
| Feature | YouTim Budget | Tricount | Splitwise free |
|---|---|---|---|
| Free | ✓ | ✓ | limited |
| Auto balances & optimal repayments | ✓ | ✓ | ✓ |
| Multi-currency (EUR/USD/GBP/CHF) | ✓ | ✓ | ✓ |
| Tied to group chat | ✓ | ✗ | ✗ |
| Tied to calendar and lists | ✓ | ✗ | ✗ |
| Ad-free | ✓ | free tier | free tier |
| GDPR & EU hosting | ✓ | ✓ | US |
Comparison for informational purposes, based on publicly known 2026 features.
What YouTim Budget actually does
Six contexts where expense splitting simplifies life.
Split a trip's expenses
Hotel, rentals, restaurants, tolls: log along the way, at trip's end YouTim proposes optimal transfers to settle the group. Zero math.
Organize a wedding, bachelor/ette party
Witnesses front the money, but who owes how much? YouTim shows balances, repayments happen smoothly.
Run a small non-profit's books
Track expenses (materials, events, meals) easily — who fronted what, who owes how much, balances at a glance.
Manage a group-buy club (wine, cheese)
Buying together to save? Log each delivery, YouTim computes each member's share. No more chasing checks.
Track recurring activity costs
Hiking club, amateur sports team, association project: recurring costs (gas, equipment, lodging) split fairly.
Get started in 30 seconds
1
Create your YouTim and add the Budget service.
2
Log your first expense (who paid, how much, for whom).
3
YouTim shows balances and optimal repayments.
Frequently asked questions
Is YouTim Budget free?
Yes, fully free, no expense or user limit, no in-app purchase, no ads.
How does the reimbursement calculation work?
Each expense records who paid and who benefits. YouTim auto-computes individual balances and proposes optimal repayments to minimize transfers.
Can I split expenses unequally?
Yes. Equal shares, custom percentages, or exclude some members — all configurable.
Which currencies are supported?
Euro, dollar, pound, Swiss franc and 30+ more.
How is this different from Tricount or Splitwise?
YouTim Budget lives in the same group as the chat, calendar and lists. Members already invited, you discuss an expense in chat then log it in one click.
Expense splitting: a European alternative to Tricount and Splitwise
When friends travel together, roommates manage finances, or a non-profit tracks expenses: splitting costs fairly is often a source of friction. Hand-edited spreadsheets, dedicated apps forcing you to recreate the group elsewhere, "who paid what" debates… YouTim Budget integrates expense splitting at the heart of the group.
Real-time balances
Each logged expense instantly updates every member's balance. See who's owed and who owes at a glance.
Optimal repayment algorithm
At trip's end, YouTim proposes the minimum sequence of transfers to settle all accounts. For 6 people with 5 creditors and 3 debtors, maybe only 2-3 transfers total.
Truly fair splitting
Not everyone drinks wine at dinner, some arrive late on a weekend, others skip an activity: custom splitting lets you exclude or weigh each member per expense.
Built into the group
Unlike Tricount or Splitwise (isolated silos), YouTim Budget lives in the same YouTim as the chat, calendar and lists.