Track roommate accounts
Rent, groceries, utilities, cleaning: every expense logged, each balance adjusted. No more spreadsheet maintenance, no more "I already paid that" arguments.
YouTim Service
"Who owes whom?"
Answered automatically.
Expense splitting built for groups: log who paid, YouTim calculates the repayments. Multi-currency, free.
Expense splitting that saves time
One expense, one payer, beneficiaries: everyone's balance adjusts with each expense.
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Auto balances
Each expense updates every member's balance. No more hand calculations.
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Flexible splitting
Equal or weighted shares, fixed amounts, excluding some members: each expense is split just right.
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Simplified repayments
YouTim suggests who repays whom, with few transfers, and the "Pay" button opens Wero, Revolut or PayPal.
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Multi-currency
One main currency (€, $, £, CHF), and each expense in any of 160+ currencies, converted at the day's rate.
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Connected chat
Question about an expense? Discuss it in the same group's chat.
How it works
The group's expenses and income, and who owes whom.
Add an expense (who paid, for whom, how much) or an income (membership fee, sale, donation received…). YouTim computes the balances and suggests the simplest repayments. Perfect for a trip, a flatshare, an association or a club.
YouTim Budget vs. Tricount & Splitwise
A European, private alternative to US expense-splitting apps.
| Feature | YouTim Budget | Tricount | Splitwise free |
|---|---|---|---|
| Free | ✓ | ✓ | limited |
| Auto balances & suggested repayments | ✓ | ✓ | ✓ |
| Multi-currency | ✓ | ✓ | ✓ |
| Tied to group chat | ✓ | ✗ | ✗ |
| Tied to calendar and lists | ✓ | ✗ | ✗ |
| Ad-free | ✓ | free tier | free tier |
| GDPR & EU hosting | ✓ | ✓ | US |
Comparison for informational purposes, based on publicly known 2026 features.
What YouTim Budget actually does
Six contexts where expense splitting simplifies life.
Split a trip's expenses
Hotel, rentals, restaurants, tolls: log along the way, at trip's end YouTim proposes the transfers to settle the group. Zero math.
Organize a wedding, bachelor/ette party
Witnesses front the money, but who owes how much? YouTim shows balances, repayments happen smoothly.
Run a small non-profit's books
Track expenses (materials, events, meals) easily — who fronted what, who owes how much, balances at a glance.
Manage a group-buy club (wine, cheese)
Buying together to save? Log each delivery, YouTim computes each member's share. No more chasing checks.
Track recurring activity costs
Hiking club, amateur sports team, association project: recurring costs (gas, equipment, lodging) split fairly.
Get started in 30 seconds
1
Create your YouTim and add the Budget service.
2
Log your first expense (who paid, how much, for whom).
3
YouTim shows balances and suggests repayments.
Frequently asked questions
Is YouTim Budget free?
Yes, entirely free, with no in-app purchases and no ads.
How does the reimbursement calculation work?
Each expense records who paid and who it is split between. YouTim calculates everyone's balance and suggests who should pay back whom, keeping the number of transfers down. Once the repayment has been made, it is marked “paid” by the person paying back, the person being repaid or an admin.
Can expenses be split differently between members?
Yes. For each expense, you choose who takes part, then each person's share: in shares (1 by default, adjustable in half-shares, for example 2 shares for a couple) or as a fixed amount. The two can be combined: those on shares split the rest. Incoming money can also be recorded and split the same way.
Which currencies are supported?
The budget has a main currency — euro, dollar, pound sterling or Swiss franc —, chosen when it is created and changeable later by the admin. Each expense can be entered in another currency, from more than 160: it is converted at the rate of the day it is entered.
Can I pay from YouTim?
YouTim never handles the money. If the person to be repaid has added their Wero, Revolut or PayPal, the “Pay” button opens their payment link or shows their Wero number; otherwise, repay them as usual, then mark the repayment as paid.
Who can add or edit an expense?
Each member adds the expenses they paid, and an admin can enter some on someone else's behalf. An expense can be edited or deleted by the person who paid it or by an admin, who can also lock the budget. A receipt (photo or file) can be attached to each expense.
How is this different from Tricount or Splitwise?
The budget lives in the same YouTim as the chat, calendar and lists: the members are already there, with no second group to create and no invitations to send again.
Expense splitting: a European alternative to Tricount and Splitwise
When friends travel together, roommates manage finances, or a non-profit tracks expenses: splitting costs fairly is often a source of friction. Hand-edited spreadsheets, dedicated apps forcing you to recreate the group elsewhere, "who paid what" debates… YouTim Budget integrates expense splitting at the heart of the group.
Always up-to-date balances
Each logged expense instantly updates every member's balance. See who's owed and who owes at a glance.
Simple repayments
At trip's end, YouTim proposes the list of transfers that settle the accounts, pairing the biggest debtors with the biggest creditors to keep their number low. If the person to repay has added their Wero, Revolut or PayPal, the "Pay" button takes you straight there.
Truly fair splitting
Not everyone drinks wine at dinner, some arrive late on a weekend, others skip an activity: custom splitting lets you exclude or weigh each member per expense.
Built into the group
Unlike Tricount or Splitwise (isolated silos), YouTim Budget lives in the same YouTim as the chat, calendar and lists.