A shared gift for a birthday or leaving
Coworkers, friends or family chip in for a nice gift. Launch the fund in the group's YouTim, track contributions, organize the purchase. Pair with a poll to pick the gift.
| 
YouTim Service
The online group fund,
commission-free, paperwork-free
Shared gift, association kitty, trip fund: YouTim tracks pledged and received contributions without taking a cent of your collected money.
A simple group fund, no middleman
YouTim skips the platform commissions: you track the fund, you handle the transfers between members.
- 💰
Zero commission
YouTim doesn't hold the funds: 100% of the money reaches the organizer, fee-free.
- 📊
Real-time tracking
Who pledged how much, who paid, who's still to be reminded: all visible.
- ⚖️
Free or fixed amount
Same amount for all, or each chooses according to their means: your call.
- 💱
Multi-currency
Euro, dollar, pound, Swiss franc and more.
- 🔔
Auto reminders
Latecomers get reminded, no need to chase each one.
- 💬
Tied to chat
Discuss the fund's purpose directly in the same group's chat.
YouTim Piggy Bank vs. paid platforms
Why track the fund yourself instead of paying a middleman.
| Feature | YouTim Piggy Bank | GoFundMe / Leetchi | Bank transfer pool |
|---|---|---|---|
| Commission | None | up to 4-5% | None |
| Funds go directly to organizer | ✓ | via platform | ✓ |
| Contribution tracking | ✓ | ✓ | manual |
| Tied to group chat | ✓ | ✗ | ✗ |
| No credit card needed | ✓ | ✗ | ✓ |
| GDPR & EU hosting | ✓ | depends | ✓ |
Comparison for informational purposes, based on publicly known 2026 features.
What YouTim Piggy Bank actually does
An association's common kitty
Annual dues, project funds: the piggy bank centralizes member contributions. Export complements the association's books.
Amateur sports team equipment
Jerseys, balls, venue rental: the club fund collectively funds the gear.
A group trip's fund
Before departure, everyone pays their share to the trip's treasurer. During the trip, budget tracks actual spending.
A solidarity collection
For a sick neighbor, a struggling family, a local cause: YouTim Piggy Bank gathers group contributions without commission eating into the total.
Party, wedding, evening
Organizing costs for a block party or friend wedding: the fund avoids one person fronting for everyone.
Get started in 30 seconds
1
Create your YouTim and add the Piggy Bank service.
2
Set the purpose, target, free or fixed amount.
3
Members confirm their contribution, organizer tracks the total.
Frequently asked questions
Is YouTim Piggy Bank free?
Yes, fully free. YouTim takes no commission on collected amounts.
How does the organizer get the money?
YouTim tracks pledged and received contributions. Payments happen directly between members (bank transfer, cash, payment apps) — no fees.
Can I set a free or fixed amount per participant?
Both options. Set a fixed amount for everyone or let each member choose.
How is this different from GoFundMe or similar?
Those platforms charge commissions and hold funds. YouTim Piggy Bank is purely a tracking tool: zero commission, payments between members.
Can I invite people outside the group?
For privacy, only YouTim members participate. Invite via email or invite tag.
Can I run multiple funds in the same group?
Yes — e.g. "Mary's gift" and "Common kitty 2026".
Commission-free group fund: the real alternative
Platforms like GoFundMe or Leetchi offer useful service but charge fees that can reach 4-5% of the collected amount. For a $500 fund, that's up to $25 not going to the recipient. For a group gift, club kitty or solidarity collection, that hit isn't trivial.
Tracking without hosting funds
YouTim Piggy Bank works differently: the platform never touches the money. You use YouTim to centralize pledges and received payments, and money transfers happen directly between members.
Ideal for groups that know each other
Since all contributors are already members of the YouTim (the group's trust circle), there's no scam risk. Perfect for a family, coworkers, friends or association. For public fundraising with strangers, commercial platforms keep their value (security, escrow).
GDPR & EU hosting
Your fund details stay private to the group, hosted in Europe, no data resale.
Start your free group fund
Commission-free, ad-free, in 30 seconds.